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To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with 21st Insurance Agency to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – talk to 21st Insurance Agency today to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 866-727-4712 to speak with one of our agents and determine the right coverage for you.

Other Insurance Products

Motorcycle

We know your bike is one of your most prized possessions. That’s why we offer exceptional coverage to protect your ride, along with the flexibility to choose the level of protection that’s right for you.

RV / Travel Trailer

RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let 21st Insurance Agency help you select the right coverage for your RV needs and get a great price at the same time.

Classic Car Insurance

It takes more than age to make it a classic. A collector car isn’t just a way to get around – it’s an investment that will continue to appreciate in coming years. Not all classic or antique cars are used the same, so 21st Insurance Agency will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.

Condo Insurance

Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.

Landlord Protection

As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need. Landlord Protection liability insurance options protect you and your spouse or domestic partner against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander.

Renter’s or Tenant Insurance

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let 21st Insurance Agency help you find coverage options that protect you, your family, and your personal property. Call us at 866-727-4712 and let us help to make sure you’re properly covered.

Plans and protection vary by state. Speak to a 21st Insurance agent for more details, including limitations and exclusions.

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