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Understanding the Mobile Home Buyer Financial & Loan Resource Guides

21st Mortgage wants to help you understand the manufactured home loan financing process and help you determine the best options for you and your family. Here are some helpful tips and articles to guide you through the process.

Calculating Your Budget

Calculating
Your Budget


Will your income support all of your expenses and a monthly mortgage payment? Use this worksheet to estimate what you may be able to afford.

Financially Fit Road Map

Financially Fit
Road Map


Are you ready to buy your new home? This helpful road map will help guide you through your home buying journey.

Renting or Buying a House

Renting
vs Buying


Should I rent or should I buy? This article will outline some pros and cons for renting and buying homes.

Understanding Escrow

Understanding
Escrow


“Escrow” is the process where your mortgage company sets aside a portion of your loan payment for your annual property taxes and insurance. Learn the details and how it works.

 
Ready to Buy a Home

Determining if
You're Ready


Are you ready to become a homeowner? Here’s a useful checklist to help guide your decision.
Fiscal Fitness Workout

Fiscal Fitness
Workout


Are you looking to get a new start on your finances? Here’s a 4-step guide to manage your finances and to get “Fiscally Fit” for the new year!


Mortgage Guide to Credit

Guide to
Credit


Your credit score plays an important role in the buying process. This article will help guide you through the credit process and provide tips for maximizing your score.

Home Loan Process

Steps of the
Home Loan Process


The home buying journey can be a little complicated at times. This graphic will help you understand the key steps in your home loan process.


Frequently Asked Questions


Q. How does 21st Mortgage protect my personal information?
A. 21st Mortgage takes stringent measures to protect your personal information because we know privacy is a concern for all consumers. Once you complete your application it is encrypted for transmission and then kept secure with industry-leading security servers.

Q. Where do I send my payments?
A. Making a payment is easy through our online site or they can be mailed to:
    Payments
    21st Mortgage Processing Center
    PO Box 148
    Memphis, TN 38101

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