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Learn About Us and Our Company History

Proudly Part
of the Local Community

21st Mortgage Corporation opened its doors in 1995 with a staff of four. Today, the company has more than 1,000 team members. Founded by CEO, Tim Williams, and retired CFO, Rich Ray, 21st Mortgage has always played an important role in the revitalization of downtown Knoxville, and continues to actively support local organizations in-and-around Tennessee.

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For more than 15 years, 21st Mortgage has been the largest employer of graduates from the University of Tennessee and Maryville College. 21st Mortgage has also been recognized as a Top Workplace in Knoxville numerous times, and has been specifically recognized as a Top Employer for Benefits Package.

In December of 2003, Clayton Homes acquired 21st Mortgage. The company quickly became the nation’s largest manufactured home lender, owning and servicing more than 230,000 loans with a value exceeding $15 billion. 21st Mortgage has taken home the prestigious National Lender of the Year award, sponsored by the Manufactured Housing Institute (MHI), every year since 2011.

As a consistent leader in the manufactured housing industry, the award is a testament to 21st Mortgage’s ability to operate profitably since opening – including challenges faced during the Great Recession and the Covid-19 Pandemic.

Join Our Team

Considering 21st Mortgage as a possible next step in your career? Submit an application today! We are always looking for motivated, dynamic professionals who look to advance in the finance industry.

Apply Today

Frequently Asked Questions


Q. How does 21st Mortgage protect my personal information?
A. 21st Mortgage takes stringent measures to protect your personal information because we know privacy is a concern for all consumers. Once you complete your application it is encrypted for transmission and then kept secure with industry-leading security servers.

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