21st Mortgage Corporation


The nation's number one manufactured and mobile home lender.



Award Winning Service

The nation's number one manufactured and mobile home lender thirteen years running.

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21st Insurance Agency


Mobile & Manufactured Home Insurance, Auto Insurance and more! Contact one of our experienced agents today for a quote.

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Your Manufactured Home Lending Source

21st Mortgage Corporation is a full service lender specializing in manufactured and mobile home loans. We originate and service a variety of loans to borrowers from manufactured home retailers, mortgage brokers and directly to consumers all over the USA. Apply for a manufactured home loan today.

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if you're ready

Are you ready to become a homeowner? Here’s a useful checklist to help guide your decision.

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Fiscal Fitness


Are you looking to get a new start on your finances? Here’s a 4-step guide to manage your finances and to get “Fiscally Fit” for the new year!

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Guide to


Your credit score plays an important role in the buying process. This article will help guide you through the credit process and provide tips for maximizing your score.

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Until they buy a home, many Americans never encounter the term “escrow”. We break down what escrow is and how it can affect your mortgage here.

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About 21st Mortgage

21st Mortgage opened its doors in downtown Knoxville in 1995 with a staff of four, which included two of the company's founders; CEO Tim Williams and CFO Rich Ray. Today, the company has grown to more than 800 team members on two campuses. 21st Mortgage has contributed to the revitalization of downtown Knoxville and continues to actively participate and support local organizations in and around Knoxville, TN.

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21st Mortgage operates in 46 states as well as the District of Columbia.
Check out what mobile home loan programs we have available in your state!

Frequently Asked Questions

Q. How does 21st Mortgage protect my personal information?
A. 21st Mortgage takes stringent measures to protect your personal information because we know privacy is a concern for all consumers. Once you complete your application it is encrypted for transmission and then kept secure with industry-leading security servers.

Q. Can the customer get pre-approved for a specific loan amount?
A. No. Applicant(s) will need to have complete Home Information (Year, Make, and Dimensions), Purchase Price, Down Payment or Refinance Amount and Subject Property Address to begin the application process.

Q. Where do I send my payments?
A. Making a payment is easy through our online site or they can be mailed to:
    21st Mortgage Processing Center
    PO Box 148
    Memphis, TN 38101