An applicant, if married, may apply for a separate account.
It is illegal to discriminate in the provision or availability of financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of any one- to four-unit family residence occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence by considering:
1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or
2. Race, color, religion, sex, marital status, national origin or ancestry.
It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the purchase, construction, rehabilitation or refinancing of one-to-four family residences occupied by the owner and for the purpose of the home improvement of any one-to-four-unit family residence.
If you have questions about your rights, or if you wish to file a complaint, contact 21st Mortgage Corporation or the California Department of Financial Protection and Innovation at the following location:
California Dept. of Financial Protection and Innovation
Consumer Services Office
2101 Arena Boulevard
Sacramento, CA
95834
(866) 275-2677 or (916) 327-7585