Trees around mobile and manufactured homes are not only aesthetically pleasing, but also provide shade, privacy, and a natural habitat for wildlife. However, if trees in mobile home communities are left unmaintained, they can be at risk of causing significant damage to the property and its residents.
Untrimmed trees, with their overhanging branches or fallen limbs, can present hazards during storms, accidents, or even attract pests that thrive in neglected trees. This makes it essential to understand who is responsible for maintaining and trimming trees in a mobile home park, whether it's the landlord or the tenant.
Today, the team at our manufactured home insurance agency explores how tree care by property owners can enhance the safety of mobile home living.
Determining responsibility for tree care on a mobile home property should be clearly outlined in the lease agreement. However, responsibilities may differ depending on the type of the mobile home property, the type of tree care needed, and the specific language used in the agreement.
If you're renting at a mobile home park, your responsibility for tree care might be included in the lease or a separate landscaping or outdoor maintenance addendum.
Tree trimming responsibilities can also vary between tasks, like cutting overhanging branches versus removing an entire tree. For example, trimming branches that hang over your mobile home may fall under your responsibility, while removing a large tree that poses a danger might be a task for the landlord.
Proper tree care is essential for both the safety and beauty of a mobile home property. Whether you are a manufactured home tenant or a landlord, making tree trimming a regular part of property upkeep offers numerous benefits.
Here's why both mobile home park owners and residents should stay on top of tree maintenance:
One of the most significant benefits of tree trimming is increased safety. Overhanging tree branches can damage roofs, siding, or windows when storms hit, and debris can clog gutters, causing water damage.
For mobile home park owners, failing to maintain trees could potentially lead to a liability risk if a known hazardous tree falls and injures someone or damages a tenant’s property. Tree maintenance and care is just one component when considering how much mobile home park insurance is needed to account for the unpredictability of nature.
Regular trimming promotes healthier trees, which are less susceptible to pest infestations and diseases. Proper pruning removes deadwood and allows for better air circulation, reducing the risk of aphids and mites from weakening the tree.
Healthy trees around a manufactured home community not only look better but can also live longer and provide greater environmental benefits, like cleaner air and increased property value.
Regardless of whether a tenant or landlord is responsible for the tree care, it’s always a good idea to hire a professional tree service when necessary. Without proper knowledge and equipment, improper pruning and trimming can lead to harm for the tree that later can harm the property.
Professional tree care businesses that service individual homes or community parks use a variety of techniques to ensure trees around a manufactured home remain healthy and safe. Common tree maintenance tasks include:
How frequent tree trimming should be performed will depend on the ages and sizes of the trees. Younger trees need regular pruning to encourage strong structure and growth, while mature trees typically require trimming to remove dead or diseased branches. Here are some rules of thumb:
If you keep up with regular trimming, it can protect the health and safety of your trees and your property for years to come.
At 21st Insurance Agency, we understand the unique risks associated with mobile homes and manufactured housing. When it comes to ensuring proper coverage for your home or park, our individual and commercial insurance plans are designed to keep you secure.
Whether you need homeowners insurance, renters insurance, or mobile home park insurance, we can personalize your coverage to fit the specific needs of your property. Request a free quote for mobile home insurance today, and let us help you protect your home from the risks posed by trees and other hazards.
For more information on insurance coverage for mobile homes, contact us on our website or call us at 844-343-9408.
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