File A 21st Insurance Claim

Below, you’ll find the phone numbers and online claim filing instructions for our insurance partners at 21st Insurance Agency.

Unsure of how to file?

Call 21st Insurance Agency’s phone number at 866-727-4712 to connect with our helpful agents.

Should I File a Claim?

When deciding whether to file an insurance claim, it's important to evaluate a few key factors. Start by estimating the cost of the repairs or damages and compare it to your deductible. If the cost is close to or below your deductible, filing a claim may not result in much financial benefit. Additionally, consider that filing a claim could lead to an increase in your insurance premium, even for minor claims. In some cases, covering smaller expenses out of pocket might save you money in the long run by avoiding potential rate increases. Always weigh the immediate and long-term costs before making your decision.

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Common Questions About How to File an Insurance Claim

How soon should I file a claim?

It’s crucial to notify your insurer as soon as you believe you suffered a covered loss. Your agent can help you get ahead on gathering the information you need to file your insurance claim.

Is it better to file an insurance claim online or over the phone?

Filing your insurance claim online can give you more flexibility to start the process without waiting in line on the phone. For significant claims, it’s a good idea to speak to an agent over the phone so you can get personalized instructions to work through an issue with a lot of moving parts.

What are some tips for filing an insurance claim?

Have all the facts in order as early as you can. In a vehicular accident claim, you should have the contact information of everyone involved. For home insurance claims, it’s better to have photos of the property before and after the damage took place.