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Five Simple Tips for Creating a Home Inventory

“Home is where the heart is.”

That saying rings true for many who find “home” a safe haven and a place to cherish, convene with family and friends, raise children, cook meals, rest, retire and celebrate. Most will agree a home is not just a pile of bricks and mortar. Rather, a true “home” comprises much more, including everything inside it.

Some of the things inside your house that helps make it your home include your furniture and appliances, clothing, sports equipment, and electronic goods. These items are considered personal property – and it’s really important to protect it all.

How do I protect what really makes my house a home?

Caring for the important stuff inside your home begins with an understanding what you have. If you’re like many people, you may find your home contains much more personal property than you realize.

To understand how much stuff you have, develop a careful inventory of your personal property following these tips.

  • Use a video camera to document audibly describe items as you move through your home. If you don’t have access to a video camera, use a standard camera or phone camera.

  • Whether you use still photos or video to develop your inventory, include brand names and descriptions where possible, especially on high-cost items.

  • Keep any and all receipts on expensive purchases. Keep these receipts filed together with any instruction booklets, warranties, etc. that accompany the items.

  • Store your video or photo inventory offsite or back it up with an additional drive.

  • When you make new purchases, be sure to add them to your inventory.

If you have high-value items, be sure to check with us at 21st Insurance Agency so we can review your homeowners coverage to make sure you’re properly covered. We understand that your home is not just a house, and we are here to help ensure that everything important to you is protected—both outside and inside your home.

At 21st Insurance Agency we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. For further questions and assistance, please contact us at 844-343-9408 or Contact us online

Content provided by Safeco Insurance

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